At Rutledge Financial Partners, we work with business owners of small to mid-sized businesses in the greater Charlotte, North Carolina area and in multiple other states. Regardless of their industry or company size, many are faced with similar concerns - thoroughly understanding and effectively managing the financial arena and developing opportunities that benefit both the business and employees.

Retirement Planning

Many business owners are concerned with the risk of implementing a retirement plan. We work with you to determine appropriate 401(k) plan options, as well as profit sharing plans; cash balance plans; Roth, SIMPLE, and SEP IRAs; pension plans; and ESOPs (Employee Stock Option Plans). We can also assist with nonqualified plans, connecting them with your business’ other qualified retirement plans to create appropriate comprehensive solutions while simultaneously mitigating risk.

Exit Planning

It’s important for a business owner to have a plan for exiting their business, whether it’s selling, going public, or transferring it to a family member. However, many business owners are so caught up in the current needs of their business that they haven’t thought about the future. We create a comprehensive exit strategy that helps ensure you have a plan for the unexpected.

Succession Planning

A succession plan is a critical element of a business owner’s exit planning strategy. We can help you formalize your succession objectives and provide referrals to CPAs and attorneys for further assistance if needed.

Buy and Sell Strategies

All business owners, whether they own or co-own their business, should have a plan in the case of an unexpected death. We can offer advice on buy-sell agreements and can provide referrals to attorneys who can help determine the right type and draft the agreement.